personal finance news Headlines

  • A Mutual Fund That Invests in China's Growth

    Managers at Matthews China wait for reasonable prices before they buy.

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  • 5 Dirt-Cheap Index Funds That Invest in Dividend Stocks

    Dividend investors typically rely on their regular income payments to either pay the bills or grow their nest eggs via reinvestment. Either way, it's vital that every possible cent in distributions makes it back into the hands of the investor - one of the benefits of investing for income via dirt-cheap index funds. Generally speaking, buying an exchange-traded fund (ETF) or other diversified fund offers something of a safety net. While investors can go the stock-picking route and hold onto a...

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  • How to Turn ‘Found’ Money into a Retirement Income Stream

    Would you rather spend that extra cash or make it last a lifetime?

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  • 7 Dividend Achievers With Big Income Potential

    There is an old Wall Street maxim that the safest dividend is the one that's just been raised. Which is why if you're not familiar with Dividend Achievers, you should be. You can always find that occasional company that continued raising its dividend right up until it cut it (Kinder Morgan in 2015). But generally speaking, it's safe to say that a dividend stock aggressively raising its payout is a healthy company and one that is justifiably confident about its future. Earnings per share can be...

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  • 4 Worst Reasons to Buy a House

    Myths about homeownership that could persuade you to buy for the wrong reasons.

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  • 37 States That Don't Tax Social Security Benefits

    Some retirees are surprised to learn that Social Security is taxable. The federal government taxes up to 85% of your benefits, depending on your income. Most states, however, exempt Social Security from state taxes. The list of 37 states that don't tax Social Security includes the nine states with no state income tax, as well as some states that also rank as the most tax-friendly states for retirees, such as Georgia and Pennsylvania. But beware: Some states that exempt Social Security benefits...

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  • Why Bonds Are More Important to Your Financial Portfolio Than You May Realize

    Their returns typically tend to be less than eye-popping, but when stocks hit the skids, investors may well appreciate their reliability.

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  • 3 Tips to Raise Money-Savvy Grandkids

    The wisdom that comes with experience is worth sharing with your grandchildren, but you have to be smart how you do it.

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  • 3 Back-From-the-Dead Tax Breaks Your Tax Software Doesn't Even Know About

    You have to hand it to the U.S. Congress. Where else, in the middle of the night, with the government briefly shut down for lack of funds, would a group of men and women bring back to life tax incentives that died 13 months before? And, without a hint of irony, allow them to die again before the ink was dry on the law reviving them? The big budget bill that reopened the federal government February 9 included a slew of "extenders," tax breaks that had expired at the end of 2016. The new law...

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  • An Overlooked Tax Break for Part-Timers

    Semiretired or part-time workers saving money in an IRA or other retirement plan may qualify for an often-ignored tax credit that will lower their tax bill.

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  • Stocks That Warren Buffett Is Buying and Selling Now

    When it comes to the stock market's so-called "smart money," Warren Buffett is arguably still king of the hill. Even at 87 years of age, the Oracle of Omaha remains involved with the stock-picking done by his iconic investment fund Berkshire Hathaway (BRK.B), and he hasn't lost his touch. Riding his coattails, or at least studying what he's buying (and why), can be a smart move. That's not a tough thing to do. Fund managers are required to report their portfolio's position to the SEC each and...

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  • 9 Tax Breaks for the Middle Class

    If you believe that tax breaks are reserved for hedge fund managers and companies with offshore subsidiaries, you're probably paying too much to the IRS. Lawmakers have enacted dozens of tax incentives targeted at middle-class families. Taking full advantage of these tax breaks is particularly important for dual-income couples because there's a good chance they'll get hit by the marriage penalty--when two individuals pay more in taxes as a married couple than they would pay if they were both...

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  • 13 States That Tax Social Security Benefits

    Are Social Security benefits taxable? You better believe it. Uncle Sam taxes up to 85% of your benefits, depending on your income, and several states tack on a state tax of their own. Vermont, for one, treats Social Security benefits the same way as the feds. Other states tax Social Security benefits only if income exceeds a state-specified threshold. For example, Connecticut taxes Social Security benefits if your income tops $50,000, or $60,000 if you're married and file taxes jointly. A tax...

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  • How to Be Rich (Hint: A 401(k) Alone Won't Get You There)

    Of course, saving is one of the keys to wealth, but if you're just pumping all you've got into a 401(k), you're missing the boat.

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  • Get Your Portfolio Ready for Volatility

    It is never too late to protect against big market swings.

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  • Jump-Starting a Health Savings Account With an IRA Rollover

    Federal rules allow you to roll over money from an IRA to an HSA once in your life. But you may forfeit a tax break by doing so.

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  • 10 Stocks Top-Performing Investors Love

    Did you ever copy from the smart kid in class and then score straight A's? Well, now you can replicate this savvy move with top investor trades -- and make some money while you're at it! By tracking the most popular stocks of investors who consistently outperform the market, you can easily boost your own returns. In order to find these key top investor stocks, we used TipRanks' Individual Investor Sentiment tool. This nifty tool enables you to pinpoint the most popular stocks from the...

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  • There is No Place Like Home: Mature Foreign Asset Protection Trusts Are Coming Home

    The 10-year time limit is expiring for a raft of foreign asset trusts, and those who hold them could benefit in several ways now by redomiciling them to the United States.

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  • What's Changing in Your Retirement Accounts in 2018 (and How to Take Advantage)

    Retirement savers can use all the help they can get, and in 2018 some of that help comes in the form of higher limits on savings vehicles. Here are the specifics.

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  • 8 Ways to Invest in Blockchain Without Buying Bitcoin

    Bitcoin, for better or worse, has been all the rage of late. Its breakneck 1,850% run in 2017 put the cryptocurrency on the map. In 2018, however, Bitcoin prices have been all over that map - dishing out anguish for anyone who's not been on the right side of the wild swings. Most long-term-minded investors have avoided the cryptocurrency altogether, partially because digital currencies feel philosophically flawed, and partially because they wanted to steer clear of all the volatility. But...

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  • Did Volatility ETFs Drive the Market’s Selloff?

    Massive dips of 80%, 90% and more in volatility ETFs didn't crack the market alone, but they exacerbated an already difficult situation.

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  • Look to Small-Cap Dividend Payers in Retirement

    Smaller stocks paying dividends are generally more mature and profitable, a welcome find for retirees in search of new sources of investing income in retirement.

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  • New Tax Law 2018: Test Your Tax Smarts

    Now that the dust has settled, take our quiz to see if you truly understand the ins and outs of the new tax law.

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  • 7 Top Stocks That Are Winning With Tech

    Amazon.com (AMZN) made a major announcement Jan. 22. After more than a year getting the bugs out, the Seattle e-commerce company opened Amazon Go to the public. Using artificial intelligence and cameras to keep tabs on the shoppers in the store -- Amazon Go provides cashier-free grocery shopping -- technology is changing the way consumers shop for groceries. One of its customers is Amazon CEO, Jeff Bezos. "Jeff [Bezos] has been aware. He loves the store -- he definitely has shopped it," VP...

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